Higher Interest Rates Point to More Bank Profits
In the recent past, interest rates have become an important factor in the running of commercial banks. Investors have come up with the idea that higher interest rates always translate to more profit for the banks.
The World Bank Group research
The World Bank Group was established in the year 1944 with its headquarters in Washington D.C in the United States of America. It has more than ten thousand employees operating in more than a hundred and twenty offices all over the world.
The Impact of Mergers and Acquisitions
There are three common ways that banks can rely on to measure the extent of risk and value when considering pursuing strategic mergers.
Citibank Case Study
The Belgium Trader was dedicated to speculating the forex despite not paid commissions or bonus as it is said in the citibank case study.
The World Bank
The World Bank Group was established in the year 1944 with its headquarters in Washington D.C in the United States of America.
Operations and Banking
Efficiency in operations will make it possible for the management to come up with plans on how to ensure that the clients take minimum time.
Capitec Bank is a commercial Bank based in South Africa. The Bank is licensed locally and controlled by the Reserve Bank of South Africa.
Managing regulatory capital
From the financial aspects, the solvency risks show that there are chances of the institutions being declared bankrupt. It is important for the financial institutions to retain adequate capital to solve the conflicts that arise between the institutions, depositors, creditors as well as guarantors (Hsieh & Wu, 2012). In regards to the capital management framework, banks offer confidence to their stakeholders through stability as well as security.
Literature Review on Banks Behavior with Respect to Loan Loss Provisions
Utilization of loan loss provisions in order to manipulate reporting earnings has been significantly discussed in numerous studies especially in developed countries. There are a number of reasons offered by researchers inclusive of contracts motivation, capital market incentives as well as regulation motivation (Skala, 2015). Bank managers utilize discretion in regards to loan allowances with an intention of managing earnings. The main argument is that credit quality of loan portfolios and a charge to earnings cannot be entirely determined by the objective criteria (W.D.I. & E.M.N.N, 2015).
DISSERTATION PROPOSAL: IMPACT OF ICT ON BANKING FRAUD
In the 21st century, the financial institutions have expanded in a great way. The number of banks in every city has almost increased 15 times than it was 50years ago (Rakoff 2001, p.3). In the present age, a bank account has become a necessity for any transaction ranging from payment of services, and products. The 21st century, the employers have scrapped the old mode of payment of salaries through cash.